How much do you know about superannuation?

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How much do you know about superannuation?

If you’re an Australian resident over 18 and earning more than $450 in a calendar month, you are probably contributing to superannuation.

In a nutshell, super is a strictly regulated, tax effective way of putting money aside for your retirement. The government sets a minimum compulsory contribution amount, which your employer calculates based on your income and pays into your nominated super fund. You are encouraged to contribute money to your super in addition to your employer’s payments.

Government policy, our changing lifestyles and extended life expectancies see the structure of superannuation and its supervisory guidelines being routinely revised. The result is a very confusing super system.

You probably have a basic understanding of how super works: you put money in and leave it there until you retire, right? But you also know it is more complex than that.

It’s your money after all, so take our quiz and find out exactly how much you know about building your retirement fund.


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