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The information on this on this web site is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. Taxation, legal and other matters referred to on this on this web site are of a general nature only and are based on Fortuna Financial Groups interpretation of laws existing at the time and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time. Although every effort has been made to verify the accuracy of the information contained in this on this web site, Fortuna Financial, its officers, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained on this newsletter or any loss or damage suffered by any person directly or indirectly through relying on this information.